I'm new to blogging, but I am using it as a road mao for myself/family. I hope that other people being able to read about our progress/goals will keep me motivated and responsible with money. I also want to prepare my kids financially for when they go out on their own.

Here's a little history on me and my family - I'm 23, he's 29, son is two months old to the day and fiances daughter is 4. We are getting married 9-13-14.

Debt:
$677.00 - My car - not paying on it while in school and it will be paid off in December.
$5,700.00 - Attorney - fiance's debt
$83,000.00 - House - fiance's debt

Attorney and house are not mine until next September, but I consider them when I think about us financially in the long run.

Goals for this year:
1. Fully funded Emergency Fund = $12,000.00 (half funded by me/half by fiancé)
Tax refund helped us accomplish this goal
2. Emergency fund for baby’s arrival = $1,500.00 (I don’t get paid maternity leave)
Ended up needing $1,395.00 total while I was off for 6 weeks
3. Car repairs = $500.00
Actual cost ended up being $350.00
4. Newborn pictures = $100.00
5. Car registration = $200.00
Actual cost = $158.10
6. Christmas = $500.00 – have this saved as cash
7. Retirement = $5,500.00
Have $2,840.00 as of 9/11/13 - $2,640.00 left
8. Savings = $2,000.00
Have $1,800.00 as of 9/11/13 - $200.00 left
9. Dress = $84.54
To be bridesmaid in cousins wedding next summer

I'm going to reach all of my financial goals this year!

I don't have an actual wedding savings because my fiances parents said that they want to help out *a lot* to pay for it - whatever that means. We still need to sit down with them and talk about what they want to help pay for or how much. Number 8 "Savings" will be used for the wedding if needed.

We only have my fiance's daughter every other weekend, every other holiday, and six weeks every summer. When we have her next we plan to do a chore chart with her and the spend, save, give jars. Chores will be things like feed the dogs, help set dinner table, help load washer/dryer and she will get $0.25/chore that she completes. I also plan to go to our local library and find some fund kids books on money.

My sister is also expecting a child next summer, so I'm hoping to give her some financial ideas and maybe get her child involved with the money activities we do with our kids!

We also save $25.00/month/kid into a college savings plan - so only $300 a year per kid (it isn't much).

I would love to hear what other parents do with their kids to teach them about money!