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It's been a while....

February 13th, 2015 at 02:22 pm

It's been over a year since I have posted here. Life got busy with wedding planning, baby, work, and life in general.

I like to think that we have come a long way since then. So, I'll tell you all where we are today. When I started this page, we owed my husbands attorney (for visitation with his daughter) approximately $5,500.00. We then found out that there were some fees at our county's courthouse that my husband was suppose to pay and didn't realize it. Those fees added up to $214.24. We then had to take a class through our church before we got married. That class only cost us $30.00, the problem was that my husband thought I had paid it and I thought he had - lack of communication.

In January of this year, we owed his attorney $3,800.00. She accepted $3,000.00 as a payoff. I paid the courthouse and the gal for our pre-marriage class in the second half of January and we sent a check to the attorney on January 21st and it cleared the bank on the 26th.

Therefore, as of January 26, 2015, we are debt free except our house! WOOT WOOT!!!! No better feeling!

Now, my husband bought his house in 2009 before we got married for $88k. That loan will be $80k by Summer. The interest rate on that is 5.25%... YUCK! After we have funded our "sinking funds" this year we will be saving $2,000.00 to refinance our house. We hope to pay the house off in 15 years - before our son graduates high school. Smile

We have $70,000.00 to our name. This includes husbands 401(k), both of our Roth IRA's, and other investment accounts we have. It definitely feels good when you hit a savings milestone. Helps us see that we're really getting somewhere.

My husband is a little discouraged as our budget will always be tight until there is no more child support or house payments. That day will be amazing, but I try not to think about it too much as we need to enjoy our lives now and the time we have with our young kiddos.

I hope everyone here had a wonderful and productive 2014 and that 2015 holds great things for all of you!

2 Responses to “It's been a while....”

  1. creditcardfree Says:

    Welcome back! Great goals and congratulations on getting all non house debt paid.

  2. VS_ozgirl Says:

    You are still doing really well don't be too hard on yourselfSmile

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